- JOB PURPOSE
To perform credit review function effectively according to policy and CBE guidelines for Large Corporate clients through conducting comprehensive evaluation for credit proposals and to assess obligors creditworthiness to provide credit decision/recommendations to the respective committee.
- MAJOR RESPONSIBILITIES AND ACCOUNTABILITIES
- Ensure that bank’s credit-granting activities conform to the established strategy and that approved policies and procedures and CBE guidelines are implemented.
- Conduct credit review to existing and prospect clients to ensure quality of bookings within acceptable turnaround time. Same includes but is not limited to analyzing clients’ market position, business model and financials.
- Analyze existing and potential risks inherent in credit proposals, ensure that same is properly mitigated and accordingly to recommend ORR using the applied risk rating model.
- Conduct periodic stress tests to determine impact on assigned portfolio.
- Evaluate and provide recommendations to restructure irregular accounts wherever applicable.
- Ongoing focus on market and regulatory changes that could affect credit decision.
- Maintain proper communication with all relevant departments to ensure completion of daily tasks/transactions.
- JOB REQUIREMENTS
Minimum education
: Degree in Accounting/Business Administration or Finance from a recognized university
Desired education
: Credit Certificate is a must
Languages
: Fluency in English and Arabic spoken and written.
Ideal experience
: Minimum of 9 years’ experience in credit risk or corporate banking
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